All posts tagged: earn

Maltese Start-Ups Do Exist

Published by Anna Kazakova

Life as an Investment has asked again our dear friend – Anastasiia Linnas  – a finance and marketing consultant, start-up lover and blogger, to be our guest author and  introduce our dear readers this time to Maltese start -ups.  If you haven’t heard of Maltese start-ups, you soon will because right now they are major players in Europe’s hub of start-ups. In Malta, there is an impressive range of start-ups emerging, and in this article you will learn about the more significant ones which contribute to the islands start-up DNA. Similar to Estonian’s start-up scene with Skype at its centre, the Maltese start-up concept is quickly catching on with the help of GFI Software. GFI Software is now a global IT company valued at approximately $500million (2013), with one of its divisions planted in Malta and responsible for key developments and progressions. GFI is probably best known for its TeamViewer product (acquired by Permira in 2014), as well as security, anti-malware and cloud services. One very successfull start-up in Malta, Altaro, was founded in 2009 by two …

Financial Education Books

Published by Anna Kazakova

Let’s admit it—financial education studies at school suck! It doesn’t really matter which country you live in. Everywhere in the world, biology, history, and math are the main subjects in school. Such subjects as financial education and communication in society are not included in ordinary school curriculums. However, these two subjects are essential, and used in everyday life. It doesn’t matter how old are you or how much are you earn, there is always the possibility to spend money wisely. Rethink your spending behavior in order to protect yourself, your future and your family. Here are two books that I strongly recommend to everybody. It doesn’t matter if you have a financial education, or not. Rich Dad, Poor Dad by Robert T. Kiyosaki I remember the feeling I had after reading this book at the age of 18. I felt like the biggest secret of the world was all of the sudden, revealed. The book is very easy to read, the examples are easy to remember, but the idea of the book is worthless.  Stay ahead …

Spending habits….. part two

Published by Anna Kazakova

It seemed to be much easier to describe bad spending habits than to write an article about how to change them. And it is quite clear why: many people have these bad spending habits, but the correct way to change them varies individually. 1. Parents’ example. If you spend the way you spend because of your parents and their example and you are 19 at that time – it is okay. But if you are 30 and you are still blaming your parents for your bad habits – it is your choice to do so!  You can choose to blame them until the end of your life, instead of sitting down and writing a list about what they did with their assets, what you think they did wrong and why.  Put that list on the door so it will be the last thing you see  before leaving your home on the way to work every day.  Promise to yourself to never return to your old spending habits.  You might also need to go to psychotherapist and talk with …

I want this N O W !!!

Published by Anna Kazakova

To be able to invest and multiply our assets, we need to understand ourselves first and, in particularly, our spending habits. I will never forget a situation happened almost a year ago with my friends. We were sitting in a very nice and cozy Italian restaurant with 7 friends of mine after the ski day in mountains. All  my friends work at good positions in big international companies for quite a long time. It was Sunday night, 24 th of February. When the desserts were served my friends began talking about staying a little bit longer and waiting before midnight. I asked if it was any after ski tradition or so. They replied that there was no specific tradition; they just needed to wait for a midnight, because it was a salary day and exactly at 12 a.m. in the morning their bank account would receive thier monthly wage so they could pay for a dinner…. Continuing the discussion started a week ago about how we are influenced by the society we live in (Friday …